FinTools

Select the tool that fits your needs

Smart Budgeting

Budget Planner

Plan monthly income allocations and savings strategies, track itemized expenses, simulate multi-year goal roadmaps, and import/export scenario projections in Excel.

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Wealth Planning

SIP Calculator

Estimate future maturity value, total wealth accumulation, and expected return gains for monthly SIP investments with annual step-up rate adjustments and visual breakdown charts.

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Tax & P&L Analysis

Trades Classifier

Upload Excel P&L reports to automatically categorize your realized stock trades into Short-Term (< 365 days) and Long-Term (≥ 365 days) tax brackets with instant INR summaries.

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Feedback & Support

Leave a Suggestion

Have ideas for new features, calculators, or improvements? Submit your feedback or report bugs directly to our engineering team with our automated contact form.

Open Suggestion Box

About FinTools

FinTools was built by college students as a learning project to explore web engineering, personal finance modeling, and modern product design. What began as an academic initiative has evolved into a collection of practical, intuitive tools aimed at making smart budgeting, SIP compounding, and trade tax classification accessible to everyone.

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100% Local & Private

Your financial records and Excel files never leave your browser. All computations run client-side on your device.

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Student Initiative

Created as an educational endeavor to combine software engineering best practices with real-world financial literacy.

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Community Driven

Continuously refined and updated based on real user feedback to adapt to your evolving financial roadmaps.